Free Mortgage Calculator
Estimate your monthly home loan payments instantly. Supports US, European and Southeast Asian mortgage calculations.
Amortization Schedule
| # | Date | Payment | Principal | Interest | Balance |
|---|---|---|---|---|---|
| Enter loan details above to view the repayment schedule | |||||
All calculations are performed locally in your browser. No data is ever sent or stored.
About This Mortgage Calculator
This free mortgage calculator uses the standard Equal Monthly Installment (EMI) formula â the most widely used home loan repayment method in the United States, Europe, and across Southeast Asia including Singapore, Malaysia, Thailand, and Indonesia.
Your monthly payment stays the same throughout the loan term. Each payment includes both principal and interest, with the interest portion decreasing over time as the principal is gradually paid down. All calculations run entirely in your browser â your data stays private and never leaves your device.