Cookie Policy

Last updated: January 1, 2025

This Cookie Policy explains how Free Mortgage Calculator uses cookies and similar technologies on our website.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile phone) when you visit websites. They are widely used to make websites work more efficiently and to provide information to website owners.

2. How We Use Cookies

Our core calculator tool does not set any cookies. All mortgage calculations run entirely in your browser without requiring cookies.

However, we display advertisements through Google AdSense, which may set cookies to:

  • Serve personalized ads based on your browsing activity
  • Measure ad performance and prevent fraudulent ad impressions
  • Limit the number of times you see the same advertisement

3. Google AdSense Cookies

Google uses cookies such as the NID and ANID cookies to customize ads on Google properties and websites that partner with Google. These cookies help Google show relevant advertisements to users.

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website and other websites. Google's use of advertising cookies enables it and its partners to display advertisements to you.

You can learn more about how Google uses cookies in advertising at the Google Advertising Policies page.

4. Local Storage

Our website uses browser local storage (not cookies) to remember your theme preference (dark or light mode). This data is stored only on your device and is never transmitted to any server. It is used solely to enhance your browsing experience.

5. Your Cookie Choices

You can manage or disable cookies through your browser settings:

  • Google Chrome: Settings → Privacy and Security → Cookies and other site data
  • Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and website data
  • Microsoft Edge: Settings → Cookies and site permissions

You can also opt out of personalized Google advertising by visiting Google Ad Settings or the Network Advertising Initiative opt-out page.

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated revision date.

7. Contact

If you have questions about our Cookie Policy, please visit our Contact Us page.